When You Should Avoid Certain Coverage Types
It’s a very good idea to ensure you have sufficient coverage. This is particularly true if you have substantial assets that lawyers can go after if you have liability suits against you. However, there are times when you don’t need to get certain coverage types. This is especially true if you are at all serious about getting cheap car insurence. But do take note that we are NOT recommending any step that will put you in trouble. Here’s one step we recommend…
If your car is old and is NOT considered a classic then you need to be careful the coverage types you buy for it. For example, you don’t need comprehensive and collision coverage for a very old car. All you need to do to be sure is check your vehicle’s Kelly’s Blue Book value. If it shows your car is worth next to nothing, drop this coverage type.
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